is to teach the business aspect of the trade.
When I graduated from the college prep program back in 1969 I didn't even know how to write a check.
Granted, it wasn't difficult for me to figure out how to run a checking account but it was never addressed at school. A guy that graduated with my class but had gone through the local Vo-Tech school had learned enough in school so as to enable him to open his own business three years after he graduated and his peers were still in college.
As I look back on life I see that my so-called education didn't prepare me for life at all. To a certain extent I followed the herd. I worked and played and managed to live long enough to collect SS and while I did set up a couple of retirement accounts they were pretty much fire 'em and forget 'em. I could have done considerably better had I paid attention to them.
The one thing I did do was back in '08 when I got tipped off that the bottom was going to fall out of the market was to pull out of the market and put everything into cash and then when the market hit rock bottom I bought back into it again. Still, that was not my idea. A friend in finance tipped me off to do that.
While I've always lived a fairly low key frugal lifestyle and now have no wants I wonder what would have happened had I known a little more and paid more attention to things. Yeah, I know. Coulda woulda shoulda.
Actually life is good and I have nothing to complain about because I have more than what I really need. I never really bothered to amass a huge fortune. Nevertheless, I am now curious as to what I could have done had I paid more attention to the financial end of things.
I imaging that had I amassed a few million I would still be driving around in a 16 year old pickup.
Now that I think about it a little bit maybe I did make the right choice because I suppose if I spent my life trying to amass a fortune I would not have been able to have as much fun as I did going through life. Maybe I just instinctively picked a happy medium. Who knows?
Still, I think school systems have gotten worse over the years and I have not heard of any finance based classes added to the curriculum. They really should. It would replace the DEI and other crap quite nicely.
For what it is worth, my associates who are keyed in to the finance and business markets, have been comparing 2024 to 2007, and predicting that 2025 will be worse than 2008. I am keeping as much as I can, cash in hand - not in the bank.
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