A few years back the big issue during a governor's race was the price of auto insurance.
I remember thinking that there were an awful lot more things more important in New Jersey than auto insurance as the place in general seems to be poorly run but I won't go into that.
I listened and read a few things and most likely have a part of it figured out after I heard from a couple people that someone we all knew just got awarded a humongous chunk of money for a mildly broken arm.
Seems there was an auto accident and the person in question sued which these days is the norm. The jury had most likely just gotten their auto insurance bills and decided to get even with the nasty old insurance companies so the awarded the guy a big chunk of change. I do not know the exact figure because it has slippeg my moldering old mind as I write, but suffice to say it was enough for him to retire on, even after he paid the lawyers a third.
Now all he really deserved was to have his arm fixed, his car fixed, a few bucks for lost wages and maybe a few bucks for his trouble but I think the jury decided to wallop the insurance company because they figured they were giving the guy a little free money or something. I think the jurors decided to get even with the insurance company after having just paid their bills.
Anyway, what were these jurors thinking?
You can bet your ass that the next time their insurance bill comes in it is going to be even bigger because the insurance company is going to have to up the rates to absorb stuff like this. Either that or stop doing business in New Jersey.
The jury was pretty damned generous with someone else's money but the problem with that is that the someone else either runs out of money or raises their rates. When they raise their rates it starts becoming YOUR money but I suppose there are an awful lot of people that are too stupid to realize that.
As for the guy that got the pile of money, it didn't last him very long. He bought a bunch of stupid stuff and then lost the rest of the money investing in some pimplebrained thing, but that's another story.
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